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Car Loans
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Car Loans
Australia, Mersey-Lyell, Central Coast,
Published 1 year ago
Description
Customers are often surprised that finance brokers get’s cheaper rates than their bank. Over the last decade banks have provided finance brokers with wholesale lending rates rather than staff their own lending call centres. A decade ago, 40% of a banks operating costs were attributed to wages & salaries. An increased workforce required increased labour cost as well as having to acquire larger office space. Banks offer a restricted product suite, they set the rate and fee structure. They set a list of criteria that have to be met to get the loan approved. You either tick their boxes or not. These criteria require you to provide a lot of messy paper-work. With over 40 lenders, we understand the different credit policies of Australis’s leading credit institutions and have helped many clients who were declined by their bank due to the banks restrictive credit policies such as the age of the asset, limited trading history of a business or due to minor and explainable credit infringements.
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